Merchant Services NJ - Swiped USA's products are ideal for quick service establishments such as fine dining, cafes, bars, hotels, and salons. It's the best solution for mid to large businesses.
Merchant credit card processing in NJ involves the intricate system through which businesses accept and manage payments via credit and debit cards. It begins with the merchant establishing an account with a payment processor or acquiring bank, which facilitates the authorization of transactions between the merchant, the cardholder's bank, and the card network (e.g., Visa, MasterCard). When a customer makes a purchase using a credit card, the transaction details are encrypted and sent to the payment processor for verification. The processor then communicates with the card network to confirm the availability of funds and the validity of the transaction. Once approved, the funds are transferred from the cardholder's bank to the merchant's account, typically within a few days. This process involves various fees, including interchange fees paid to card networks, processing fees to the payment processor, and sometimes additional fees depending on the services offered by the processor. Merchant credit card processing in NJ is crucial for businesses aiming to expand their payment options and enhance customer convenience.
Swiped USA also specializes in credit card processing for small businesses. We understand this involves tailoring services to meet the unique needs and challenges faced by smaller enterprises. Small businesses often require flexible solutions that are cost-effective, easy to implement, and provide reliable customer support. Swiped USA also focuses on providing personalized customer service to help businesses navigate the complexities of accepting credit card payments, ensuring smooth transactions and minimizing disruptions.
Swiped USA offers a wide range of useful features, such as:
- Menu set-up
- Order entry/ticketing
- Flexible pricing
- Bar tabs
- Table tracking
- Customer database
- Employee management
- Fresh sheet
- Internal messaging
We use state-of-the-art software with top-of-the-line hardware to deliver the highest quality merchant services / point of sale system that will change the way you work. Our products offer countless time and money-saving features that will enable you to competently manage your business while focusing on what's important, i.e., keeping your customers satisfied and spending.
