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Payments & Automation FAQ

How do I know if I’m overpaying for credit card processing?

Look for your “effective rate”: total fees divided by total card sales. Most statements hide it. Send me yours and I’ll calculate it for free and explain every fee in plain English.

What is a cash discount program?

It’s a program that offsets your processing costs by showing a card price and a lower cash price. When set up correctly, it can cover most or all of your card fees. The rules matter, so I make sure yours follows current New Jersey and card-brand requirements.

What is Biller Genie?

Biller Genie is an AR automation tool for invoicing and payment collection. Call 800-864-5181 or email info@swipedusa.com to learn whether it fits your business.

Still have questions? Our consultants are ready to help.

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